For a limited time, Ridgedale FCU members can save $100 off any Estate Plan. Hurry, offer expires 7/31/25. Use promo code: RFCU100 at checkout.

Wills and Trusts for Ridgedale FCU Members

Protect what matters most: your loved ones, your future, and your peace of mind.

Create Your Plan
A family discussing their future plans in a comfortable setting.

Benefits for Ridgedale FCU Members

100% Secure and Reliable

Rest assured your documents are prepared to the highest legal standards.

Easy, Guided, Online Process

Navigate estate planning with our simple, step-by-step online platform.

Affordable, Transparent Pricing

No hidden fees. Know the cost upfront for peace of mind.

Unlimited Access to Expert Support

Our specialists are here to help you every step of the way.

Exclusive $100 savings for Ridgedale FCU members

Limited-Time Offer
Use code: RFCU100
(enter at checkout)

Create Your Plan

Getting Started is Easy

  • 1
    Sign in with your Ridgedale FCU login.
  • 2
    Take a short 2-minute quiz about your goals and wishes.
  • 3
    Choose the plan that best fits your needs.
  • 4
    Complete at your own pace, with unlimited access to support.
  • 5
    Rest easy knowing your family is protected with an Estate Plan.

Choose Your Estate Plan

For A Limited-Time Save $100 – Hurry, Offer Expires July 31st

Will Package

$249 for single | $349 for couple

Includes:

  • Last Will and Testament
  • HIPAA Authorization
  • Financial Power of Attorney
  • Advanced Healthcare Directive

Benefits:

  • Name guardians for children and pets
  • Authorize someone to make financial or medical decisions on your behalf
  • Ensure your wishes are honored during difficult times
Create Your Will

Trust Package

$549 for single | $749 for couple

Includes:

  • Revocable Living Trust
  • Certificate of Trust
  • Pour-over Will
  • HIPAA Authorization
  • Financial Power of Attorney
  • Advanced Healthcare Directive

Benefits:

  • Avoid costly probate court
  • Keep your financial affairs private
  • Control over when and how your assets are distributed
Create Your Trust

Prefer to pay over time?

Use our 4-part, interest-free installment plan at checkout.

Explore Plans

We're Here to Help

Our estate planning specialists are ready to answer your questions and guide you through your options. Whether you're just exploring or ready to get started, we're here for you.

Phone Support

No computer? No problem. Our estate planning specialists can complete the process with you over the phone.

(973) 348-3059

Mon–Fri, 9am–5pm EST

Book an Appointment

Schedule a FREE call appointment with an Estate Planning Specialist.

Schedule free appointment

Helpful Resources

How Prepared Are You?

Check off everything you've already taken care of to get a clear picture of your preparedness level. Select all that apply:

Your Estate Planning Checklist

I have a plan for my loved ones

My family knows what to do if something unexpected happens to me.

I've chosen someone to speak on my behalf

Someone is designated to make decisions if I am unable to speak for myself.

Care for dependents is arranged

My kids, pets, or dependents have someone named to care for them.

My important documents are organized

My family can easily find my important documents and outlined wishes.

My assets will go to the right people

I have peace of mind that my belongings will be distributed correctly.

Your Preparedness Level Not Covered Yet
Not Covered Yet Prepared

Frequently Asked Questions

What is estate planning?

Estate planning is the process of anticipating and arranging, during a person's life, for the management and disposal of that person's estate during the person's life and at and after death, while minimizing gift, estate, generation skipping transfer, and income tax.

Why do I need an estate plan?

An estate plan ensures your assets are distributed according to your wishes, can provide for your loved ones, name guardians for minor children, and potentially reduce taxes and avoid probate court. Without a plan, state laws will determine how your assets are distributed.

What's the difference between a will and a trust?

A will is a legal document that outlines how your assets should be distributed after your death and names guardians for minor children. It goes through probate court. A trust is a legal arrangement where a trustee holds assets for beneficiaries. Trusts can offer more control, privacy, and help avoid probate, but are generally more complex to set up.

Is online estate planning reliable?

Yes, documents created through reputable online estate planning services like Legal Karma are legally reliable, provided they are properly signed, witnessed, and notarized according to your state's laws. Legal Karma provides clear instructions and guidance to help you complete your documents. For specific legal advice, please schedule an appointment with a qualified attorney.

Are Support Services only available in English?

No. Member Support Services are available in both English and Spanish. This includes:

  • Live chat support
  • Dedicated member phone line
  • Appointments with an Estate Planning Specialist

We're here to help in the language you're most comfortable with!